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One of the challenges that comes with youth is the process of building a credit reportworthy of solid credit scores. There are …
Today The Policy and Economic Research Council (PERC) released the findings ofa study that concluded that 95% of study participants are “satisfied” …
Your credit report is a fluid, ever changing record of your financial obligations. It’supdated possibly dozens of times each month, at different …
Credit card utilization, aka “revolving utilization”, is one of the most predictive, andtherefore valuable, measurements in the FICO credit scoring system. In …
The short answer is, never. The longer, and better, answer is that in general it’s not agood idea to close credit cards …
I’ve written enough articles about what makes your scores go down to choke a shredder.It’s about time for one about how those …
Until the beginning of 2011 very few people had ever heard or used the phrase “adverseapproval.” The words just don’t seem to …
This might have been the question of the year in both 2009 and 2010. Prior to 2009nobody outside the mortgage industry had …
One of the great myths of credit scoring is that closing unused credit card accounts willhelp to improve your scores. The assumption …
Our FICO credit scores are calculated over 10 billion times each year and used forlending and insurance decisions. In fact, except when …
